Citi plans to transition CFO Mark Mason to Executive Vice Chair by March 2026, with Gonzalo Luchetti succeeding him as CFO. The bank also announced the integration of its U.S. Retail Banking into Wealth Management and the creation of a standalone U.S. Consumer Cards business led by Pam Habner. These changes aim to strengthen Citi’s strategic focus, growth potential, and prepare for its 2026 return targets.